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The average car insurance premium in the UK for comprehensive cover costs £485 a year, according to Association of British Insurers (ABI) data for the third quarter.

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May 24, 2012. Car insurance is something of an opaque industry. We know we have to pay the bill every month; we just have no clue how the carrier arrived at that rate. 3) Your credit score is often the single biggest factor in your quote.

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